TERMS OF USE

Loan Star Lending Group operates this website (https://www.loanstarlending.com.ph). Loan Star Lending Group is hereinafter referred to as "we" or "us".

Please read these terms and conditions carefully before using this website. Your use of this website confirms your unconditional acceptance of the following terms and conditions. Do not use this website if you do not accept these terms and conditions.

PRODUCTS, CONTENT, AND SPECIFICATIONS

All features, content, specifications, products, and amount of products and services described or depicted on this website are subject to change at any time without notice. Certain descriptions are approximate and are provided for convenience purposes only. We make all reasonable efforts to accurately display the attributes of our loan products. Unless otherwise stated, all product images are for illustration purposes only and therefore, may not be included as a standard. The inclusion of any products or services on this website at a particular time does not imply or warrant that these products or services will be available at any time. It is your responsibility to ascertain and obey all applicable local and international laws (including minimum age requirements) in regard to the possession, and use of any applied loan product from this website. By placing an application, you represent that the products applied will be used only in a lawful manner.

ACCURACY OF INFORMATION

We attempt to ensure that the information on this website is complete, accurate, and current. Despite our efforts, the information on this website may occasionally be inaccurate, incomplete, or out of date. We make no representation as to the completeness, accuracy, or validity of any information on this website. For example, products included on the website may be unavailable, may have different attributes than those listed, or may carry a different amount/rate than that stated on the website. In addition, we may make changes in information about the amount, rates, and availability without notice. While it is our practice to confirm the application by call or email, the receipt of an email confirmation or call does not constitute our approval of your application or our confirmation of a promotional rate offered. We reserve the right, without prior notice, to limit the amount on any loan product and/or to refuse service to any borrower. We also require verification of information before the acceptance of your application.

USE OF THIS WEBSITE

The website design and all text, graphics, information, content, and other material displayed on or that can be downloaded from this website are either the property of, or used with permission by, Loan Star Lending Group and are protected by copyright, trademark, and other laws and may not be used except as permitted in these Terms and Conditions or with the prior written permission of the owner of such material. You may not modify the information or materials located on this website in any way or reproduce or publicly display, perform, distribute, or otherwise use any such materials for any public or commercial purpose. Any unauthorized use of any such information or materials may violate copyright laws, trademark laws, laws of privacy and publicity, and other laws and regulations. You are responsible for maintaining the confidentiality of your account information and password and for restricting access to such information and to your computer. You agree to accept responsibility for all activities that occur under your account or password.

TRADEMARKS

Certain trademarks, trade names, service marks, and logos used or displayed on this website are registered and unregistered trademarks, trade names, and service marks of Loan Star Lending Group. Other trademarks, trade names, and service marks used or displayed on this website are the registered and unregistered trademarks, trade names, and service marks of their respective owners. Nothing contained on this website grants or should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademarks, trade names, service marks, or logos displayed on this website without our written permission or the written permission of such third party owner.

LINKING TO THIS WEBSITE

Any permitted links to this website must comply with all applicable laws, rules, and regulations.

THIRD-PARTY LINKS

From time to time, this website may contain links to websites that are not owned, operated, or controlled by us or our affiliates. All such links are provided solely as a convenience to you. If you use these links, you will leave this website. Neither we nor any of our affiliates are responsible for any content, materials, or other information located on or accessible from any other website. Neither we nor any of our affiliates endorse, guarantee, or make any representations or warranties regarding any other website, any content, materials, or other information located or accessible from such websites, or the results that you may obtain from using such websites. If you decide to access any other website linked to or from this website, you do so entirely at your own risk.

INAPPROPRIATE MATERIAL

You are prohibited from posting or transmitting any unlawful, threatening, defamatory, libelous, obscene, pornographic, or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, or give rise to civil liability, or otherwise violate any law. In addition to any remedies that we may have at law or in equity, if we reasonably determine that you have violated or are likely to violate the foregoing prohibitions, we may take any action we reasonably deem necessary to cure or prevent the violation, including without limitation, the immediate removal from this website of the related materials.

USER INFORMATION

Other than personally identifiable information, which is subject to this website’s Privacy Policy, any material, information, suggestions, ideas, concepts, know-how, techniques, questions, comments or other communication you transmit or post to this website in any manner is and will be considered non-confidential and non-proprietary. We shall have no obligation to use, return, review, or respond to any customer communication. We will have no liability related to the content of any such customer communication, whether or not arising under the laws of copyright, libel, privacy, obscenity, or otherwise. We retain the right to remove any or all User Communications that includes any material we deem inappropriate or unacceptable.

DISCLAIMERS

Your use of this website is at your risk. The materials and services provided in connection with this website are provided "as is" without any warranties of any kind. Neither we nor any of our affiliates warrant the accuracy or completeness of the product or services on or through this website. The product and services on or through this website may be out of date, and neither we nor any of our affiliates make any commitment or assume any duty to update such products or services. Please refer to your local laws for any such prohibitions.

LIMITATIONS OF LIABILITY

We assume no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer, telecommunication equipment, or other property caused by or arising from your access to, use of, or browsing this website or your downloading of any materials, from this website. In no event will we, our respective officers, directors, employees, shareholders, affiliates, parent corporations, agents, successors, assigns, retail partners nor any party involved in the creation, production, or transmission of this website be liable to any party for any indirect, special, punitive, incidental or consequential damages (including, without limitation, those resulting from lost profits, lost data or business interruption) arising out of the use, inability to use, or the results of the use of this website, any websites linked to this website, or the materials, information or services contained at any or all such websites, whether based on warranty, contract, tort or any other legal theory and whether or not advised of the possibility of such damages. The foregoing limitations of liability do not apply to the extent prohibited by law. Please refer to your local laws for any such prohibitions.

REVISIONS TO THESE TERMS AND CONDITIONS

We may revise these Terms and Conditions at any time and from time to time by updating this posting. You should visit this page from time to time to review the then-current Terms and Conditions because they are binding on you. Certain provisions of these Terms and Conditions may be superseded by expressly designated legal notices or terms located on particular pages on this website.

CHOICE OF LAW; JURISDICTION

These Terms and Conditions supersede any other agreement between you and us to the extent necessary to resolve any inconsistency or ambiguity between them. These Terms and Conditions will be governed by and construed in accordance with the laws of the Philippines, without giving effect to any principles of conflicts of laws. A printed version of these Terms and Conditions shall be admissible in judicial and administrative proceedings based upon or relating to these Terms and Conditions to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

TERMINATION

You or we may suspend or terminate your account, application, or use of this website at any time, with or without reason. You are personally liable for any application that you place or submit. We reserve the right to change, suspend, or discontinue all or any aspect of this website at any time without notice.

QUESTIONS AND ENQUIRY

If you have any questions regarding the Site or about the Terms and Conditions of the Site, please contact us. We will investigate your question, respond to your inquiry and attempt to resolve any concern. These Terms and Conditions were last revised and made effective as of August 17, 2020.