Terms And Conditions

INTRODUCTION

Thank you for visiting www.loanstarlending.com.ph (“Site”). These terms and conditions ("Terms and Conditions") apply to the Site and all of its affiliate sites, divisions, and other subsidiaries, which reference these Terms and Conditions. By accessing this Site, you hereby confirm your understanding of the Terms and Conditions and accept these Terms and Conditions in full. If you disagree with these Terms and Conditions or any part of these Terms and Conditions, you should discontinue accessing and using the website.

RESERVATION OF RIGHT TO CHANGE TERMS AND CONDITIONS

Loan Star Lending Group Corporation reserves the right to make changes to the Terms and Conditions and/or our Privacy Policy as we deem necessary or desirable without prior notification to Users. Such changes may include, among other things, the adding of certain fees or charges. We, therefore, suggest that all Users read the Terms and Conditions and Privacy Policy from time to time to be aware of any such changes. Changes to the Terms and Conditions are effective immediately upon being posted to this Site, whether in this Terms of Conditions page or elsewhere on the Site.

USE OF SITE

Any information or Data Content provided on this site might not be accurate, complete, reliable, current or error-free, and is for informational purposes only, and Loan Star Lending Group Corporation expressly disclaims any warranty or representation as to the accuracy or proprietary character of the Site. Any opinions or views expressed on this Site are of those individual posting such content and may not reflect our opinions or views. There are some services and related features on the Site that may require registration or subscription. Should you agree and choose to register or subscribe for any such services or related features, you agree to provide latest and correct information about yourself and to update such information if there are any changes. Every user of the Site is solely responsible for keeping passwords and another account similar information safe and secure. The account owner is entirely responsible for all activities that occur under such password or account. If there are any unauthorized use of your password or account, you have to notify us immediately. The Site shall not be responsible or liable, directly or indirectly, in any way for any loss or damage of any kind incurred as a result of, or in connection with, your failure to comply with this section. During the registration process, you agree to receive promotional emails from the Site. You can subsequently cancel such service by unsubscribing to such promotional e-mails by clicking on the link at the bottom of any promotional email. User acknowledges that, although the Internet is often a secure environment, sometimes there are interruptions in service or events that are beyond the control of Loan Star Lending Group Corporation and that the latter shall not be responsible for any data lost while transmitting information on the Internet. The Site may be unavailable from time to time for any reason such as routine maintenance. You understand, acknowledge and agree that due to circumstances, whether or not controllable by Loan Star Lending Group Corporation, your access to the Site may be interrupted, suspended or terminated from time to time or generally. Loan Star Lending Group Corporation has the right to change or discontinue any aspect or feature of the Site and Loan Star Lending Group Corporation' business, including, but not limited to, content, hours of availability and equipment needed for access or use. Further, Loan Star Lending Group Corporation may discontinue any portion of the Site or any information disseminated or displayed or the method of such dissemination or display at any time.

OWNERSHIP OF COPYRIGHT AND TRADEMARKS

Except as otherwise indicated, the Site, and all text, images, marks, logos and other content contained herein, including, without limitation, the Loan Star Lending Group Corporation logo and all designs, text, graphics, pictures, information, data, software, sound files, site content and arrangement thereof are the proprietary property of Loan Star Lending Group Corporation or its licensors and are protected by Philippine and international copyright laws. All rights to the Site Content are expressly reserved. All other trademarks, registered trademarks, product names and company names or logos mentioned on the Site are the property of their respective owners. Reference to any products, services, processes or other information, by trade name, trademark, manufacturer, and supplier or otherwise does not constitute or imply endorsement, sponsorship or recommendation thereof by Loan Star Lending Group Corporation. Everything located on or in this Site is the exclusive property of Loan Star Lending Group Corporation or used with express permission of the copyright and/or trademark owner. Any violation of this policy and intellectual property laws may result in a copyright, trademark or other intellectual property right infringement that may subject User to civil and/or criminal penalties.

LIMITED LICENSE

Loan Star Lending Group Corporation grants the user a limited license to access and use the Site and to view and print portions of the Site Content. Such license is subject to these Site Terms, and specifically conditioned upon the following: (I) you may only view, copy and print portions of the Site Content for your own informational and personal use (II) you may not modify or otherwise make derivative uses of the Site or the Site Content, or any portion thereof; (III) you may not use the Site or the Site Content other than for its intended purpose; and (IV) you may not reproduce, prepare derivative works from, distribute or display the Site or any Site Content, except as provided herein. Except as expressly permitted above, any use of any portion of the Site or Site Content without the prior written permission of Loan Star Lending Group Corporation is strictly prohibited and will terminate the license granted herein. This license is revocable at any time. Any such unauthorized use may also violate applicable laws, including without limitation copyright and trademark laws. Unless explicitly stated herein, nothing in these Site Terms may be construed as conferring any license to intellectual property rights, whether by estoppel, implication or otherwise. To request permission for use of Site Content not included in the foregoing license, you may contact Loan Star Lending Group Corporation.

THIRD PARTY CONTENT

The Site may contain links to third-party Web sites ("Third-Party Sites") and third-party content ("Third-Party Content") as a service to those interested in this information. You use links to Third-Party Sites, and any Third-Party Content therein, at your own risk. Loan Star Lending Group Corporation does not monitor or have any control over and makes no claim or representation regarding, Third-Party Content or Third-Party Sites. Loan Star Lending Group Corporation provides these links only as a convenience, and a link to a Third-Party Site or Third-Party Content does not imply Loan Star Lending Group Corporation' endorsement, adoption or sponsorship of, or affiliation with, such Third-Party Site or Third-Party Content. Loan Star Lending Group Corporation accepts no responsibility for reviewing changes or updates to, or the quality, content, policies, nature or reliability of, Third-Party Content, Third-Party Sites, or Web sites linking to the Site. Under no circumstances will Loan Star Lending Group Corporation be liable for any loss or damage caused by an end user's reliance on information obtained through this Site. It is the Users responsibility to evaluate the accuracy, completeness, or usefulness of any information, opinion, advice, etc., or other content available through the Site and Third Party Sites.

USE OF INTERACTIVE AREAS AND USER CONDUCT

User participation and interaction is encouraged on the Site so the Site may contain public recommendations, review services or other forums in which you or third parties may post reviews or other content, messages, materials or other items on the Site. If Loan Star Lending Group Corporation provides such Interactive Areas, you are solely responsible for your use of such Interactive Areas and use them at your own risk. By using any Interactive Areas, you expressly agree not to post, upload to, transmit, distribute, store, create or otherwise publish through the Site any of the following:

» Any message, data, information, text, music, sound, photos, graphics, code or other material that is unlawful, libelous, defamatory, obscene, pornographic, indecent, lewd, suggestive, harassing, threatening, invasive of privacy rights, abusive, inflammatory, fraudulent or otherwise objectionable;

» Content that would constitute, encourage or provide instructions for a criminal offense, violate the rights of any party, or that would otherwise create liability or violate any local, state, national or international law;

» Content that may infringe any patent, trademark, trade secret, copyright or other intellectual or proprietary right of any party;

» Content that would violate or infringe upon the rights of others;

» Content that impersonates any person or entity or otherwise misrepresents your affiliation with a person or entity;

» Content that is false and misleading;

» Unsolicited promotions, political campaigning, advertising or solicitations;

» Viruses, corrupted data or other harmful, disruptive or destructive files;

» Content that, in the sole judgment of Loan Star Lending Group Corporation, is objectionable or which restricts or inhibits any other person from using or enjoying the Interactive Areas or the Site, or which may expose Loan Star Lending Group Corporation or its affiliates or its users to any harm or liability of any type.

Loan Star Lending Group Corporation takes no responsibility and assumes no liability for any Content posted, stored or uploaded by you or any third party, or for any loss or damage thereto. Although Loan Star Lending Group Corporation has no obligation to screen, edit or monitor any of the Content posted to or distributed through any Interactive Area, Loan Star Lending Group Corporation reserves the right, and has absolute discretion, to remove, screen or edit without notice any Content posted or stored on the Site at any time and for any reason.

RIGHTS TO USER CONTENT

Any information submitted to the Site, including but not limited to, reviews, comments, questions, and suggestions, you grant Loan Star Lending Group Corporation and its affiliates a nonexclusive, royalty-free, perpetual, transferable, irrevocable and fully sublicensable right to use, reproduce, modify, adapt, translate, distribute, publish, create derivative works from and publicly display and perform such Content throughout the world in any media, now known or hereafter devised. In addition to the rights applicable to that information submitted, when you post comments or reviews to the Site, you also grant us the right to use the name that you submit, in connection with such review, comment, or other content. You shall not submit a false e-mail address, pretend to be someone other than yourself or otherwise mislead us or third-parties as to the origin of this information submitted. We may remove or edit any information submitted.

PRODUCT AVAILABILITY, SPECIFICATION AND RATES

We will try to provide accurate information including the rate and product specification. However, errors and inaccuracies may still occur, as such, when the rate of the product and its specification is not displayed correctly on the website, we reserve the right to cancel and refuse the application. In a case of inaccurate rates, unavailability of the product or mistake in product specification, we may contact you for further instructions or cancel the application and notify you of such cancellation. We shall have the right to refuse or cancel any such application whether or not the application has been confirmed and your loan has been approved. Since there might be a need to contact you, please provide accurate contact information such as phone number and email address. We shall not be responsible for failing to contact you due to the inaccurate information you provided.

WARRANTY DISCLAIMER

Except as expressly provided to the contrary in a writing by Loan Star Lending Group Corporation, the Site, the materials contained therein and the services provided on or in connection therewith are provided on an "as is" basis without warranties of any kind, either express or implied. Loan Star Lending Group Corporation expressly disclaims all other warranties, express or implied, including without limitation implied warranties of merchantability, fitness for a particular purpose, title and noninfringement as to the Services, information, that the Site will be uninterrupted or error free, Content and materials on the Site. Loan Star Lending Group Corporation does not represent or warrant that materials in the Site or the Services are accurate, complete, reliable, current or error-free, and expressly disclaims any warranty or representation as to the accuracy or proprietary character of the Site. Loan Star Lending Group Corporation is not responsible for typographical errors or omissions relating to rates, text or photography. While Loan Star Lending Group Corporation attempts to make your access to and use of the Site and the Services safe, Loan Star Lending Group Corporation cannot and does not represent or warrant that the Site or its server(s) are free of viruses or other harmful components.

LIMITATION OF LIABILITY

You hereby waive and covenant not to assert any claims or allegations of any nature whatsoever against Loan Star Lending Group Corporation, its affiliates, or their respective owners, officers or employees arising out of or in any way relating to your use of the Site, the Services, the Content or the materials contained in or accessible through the Site. In no event shall the aggregate liability of Loan Star Lending Group Corporation, whether in contract, warranty, tort (including negligence, whether active, passive or imputed), product liability, strict liability or other theory, arising out of or relating to the use of the Site exceed any compensation you pay, if any, to Loan Star Lending Group Corporation, for access to or use of the Site.

LEGAL CLAIMS

The Terms and Conditions shall be interpreted and governed by the laws in force in Makati City, Philippines. Each party hereby agrees to submit to the jurisdiction of the courts of the Philippines and to waive any objections based upon venue.

TERMINATION

Loan Star Lending Group Corporation reserves the right to terminate the Terms and Conditions or revoke any or all your rights under the Terms and Conditions, which in effect, requires you to stop all access to and use of this Site. We may revoke all information which includes but not limited to personal identification and password and deny your access to this Site. Such termination shall not affect though, the rights and payment obligations, of the parties arising before the date of termination.

QUESTIONS AND ENQUIRY

If you have any questions regarding the Site or about the Terms and Conditions of the Site, please contact us.

We will investigate your question, respond to your inquiry and attempt to resolve any concern.

These Terms and Conditions were last revised and made effective as of May 10, 2017