July 28, 2022

Collateral Loan

A collateral loan is a secured loan that allows the borrower to pledge any asset to seek a loan. The loan amount depends on the value of the collateral. Use your asset as a security for a loan to enjoy lower Interest Rates and a higher chance of approval. Private vehicles and commercial or residential properties are the most commonly used security for collateral loans.

Individual Application Requirements

Eligibility Criteria

  • Filipino Citizen
  • 18 - 60 years old
  • Residing in Metro Manila or neighboring Provinces (with proof of address)
  • Employed (at least 6 months), Self-employed, Businessman

Documentary Requirements

Valid ID (at least 1 with address)

  • Driver’s License
  • GSIS
  • Passport
  • PRC
  • SSS
  • TIN
  • UMID
  • Voter’s ID


Secondary IDs

  • Barangay Certificate/Clearance
  • Company ID
  • Credit/Savings Card
  • PhilHealth Card
  • Postal ID

Proof of Income

  • Remittance/Salary Slip (Latest 2 months)
  • Certificate of Employment
  • Bank Account Statement
  • ITR
  • FS (Financial Statement)

Collateral Documents

  • Original OR / CR – for Auto refinancing
  • Original TCT / CCT – for Real Estate Mortgage

Other requirements might be needed if our Credit Investigation result is deemed necessary.